There is a kind of the Automobile insurance ..the other...
The risk subdivision type insurance is insurance in which the risk is examined by nine factors of driver's age, sex, driving record, use, usage condition, model, safety equipment, number of ownership, and residence ground, and it discriminates against insurance.
Insurance becomes more expensive than a past Automobile insurance when become cheap, and judged a high risk oppositely if judged that the risk is low.
SAP (special automobile policy) is a private car and insurance that contains the personal compensation, the disadvantage accident, the no insurance car injury, the real compensation, the passenger injury, and the vehicle in the master agreement corresponding to the possible accident.
It is personal and the real has both private settlement negotiations.
PAP (car comprehensive insurance) is the one that the automobile physical damage insurance was
excluded from SAP, and the private settlement negotiation is limited only to personal.
BAP (basic automobile policy) is an Automobile insurance that can be freely selected from
among the insurance included in SAP.
However, it is needing of the joining in one of the the personal compensation, the real
compensation, and automobile physical damage insurances as the master agreement.
There is no private settlement negotiation service.
